Attention homeowners in Wapakoneta and Auglaize County: Need an appraisal?

The top reasons Ohio homeowners need Wapak Appraisal:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To cut your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Ohio, when real estate property needs to be divided
To settle an estate in Ohio by determining the true market value of the real estate in question


	Need help deciding the price of your home in or near Wapakoneta, Ohio? Contact Wapak Appraisal.

We at Wapak Appraisal understand the individual needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Challenge Auglaize County's assessment of your property

If you live in an area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an expert appraisal from Wapak Appraisal is your strongest weapon when challenging your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Wapak Appraisal, we're qualified in helping consumers just like you get rid of unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Wapak Appraisal can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? Wapak Appraisal offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. Although most review work is requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.