Let Wapak Appraisal handle your appraisal

Thousands of people in Ohio purchase, sell or refinance their home every month. Most of these transactions contain a simple line item for an appraisal. And while there are a budding number of automated home valuation processes that might appear to be more prudent than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. But is obtaining a mortgage the only reason you should get an appraisal? Are there more cases when the services of a certified, independent real estate professional might be beneficial? You bet.

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Let Wapak Appraisal help you dispute your tax assessment in Auglaize County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Wapak Appraisal is your best evidence. At Wapak Appraisal,we can assist you in challenging your tax assessment.

Eliminating PMI will lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, many lenders ask homeowners to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

Wapak Appraisal will provide you with a statement regarding the value of your home, and the price you paid for the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very daunting experience for the parties involved, and it is often even more complicated by the burdensome decision of who gets the home. It's a good idea to order an appraisal from Wapak Appraisal so both parties are entirely aware of the true market value of their home, regardless of the situation.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation with Wapak AppraisalSettling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Auglaize County?

We are aware of the headaches associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive attributes of their property, as well as information regarding any new sales or listings in their area that they want considered.

Let Wapak Appraisal assist you in selling your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.